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17 Jun 2022 - 11:01 am

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17 Jun 2022 - 07:19 am

Different laws regulate debt agent’s functions and activities. Such are the Fair Debt Collection Practices Act for U.S., the OFT Debt Collection Guidance (Office of Fair Trading) for UK & Wales, the Debt Collection Improvement Act of 1996 for U.S., the Code of Civil Procedure for Germany and Austria (Zivilprozessordnung), etc. For countries, which are part of the EU, there are international acts applicable: the ESCP (European Small Claims Court Procedure), the European Order for Payment- EOP, the European Enforcement Order- EEO, etc. In Australia the Australian Securities and Investments Commission is also a valid regulator for debt collectors’ actions. In Canada the main regulation act is Business Practices and Consumer Protection Act (for Ontario and British Columbia), but it depends on the state (the same is valid for U.S. A creditor is NOT allowed to charge the debtor a fee as a debt collection agency, as according to the Fair Debt Collection Practices Act and the Office of Fair Trading, such action describes the creditor as a first-party DCA. A debt recovery agency can send as many written reminders, as needed, or according to DCA’s policy. A debt collector can involve a law representative in the collection process, such as debt solicitors and bailiffs. According to debt collections law in different countries, a standard debt collector CANNOT perform seizure of property. A Debt Collection Agency is allowed to charge the debtor an interest, if that is its policy. In some countries like U.S.

Maybe a cell phone can't replicate the aesthetics of a wristwatch, but in case you'd like to try, Bulova released a free iPhone and iPad clock/alarm app in December 2011 that features six watch face designs, including two Precisionists. Time-telling tools are everywhere these days. Think about the number of mobile devices, clocks on computer sidebars and car radio displays you see before lunch on any given workday; there are plenty of ways to stay on top of the time, it seems. But there's something about the face of an elegant wristwatch that just can't be duplicated in LEDs, liquid crystal or pixels. The three-handed watch face has served centuries' worth of explorers, businesspeople and users who simply want to mix high style with punctuality. A watch is a tool first and foremost, and its ability to display reasonably accurate time is the key feature that differentiates it from a mere bangle. Some die-hards may stick to manual-wind watches or their automatic-watch cousins, citing the intricate beauty of their tiny mechanisms and the smooth sweep of their second hands as signs of high class, but most watch-wearers expect the relatively better accuracy and ease of use that come from a watch equipped with a quartz crystal movement.

These precise components can be affected by gravity and strong electromagnetic fields, and they lose accuracy if not regularly cleaned and tuned. But quartz watches aren't invincible; beyond the need to replace the battery over time, the mechanisms hinge on the integrity of a tiny quartz tuning fork. First, its crystal is unique: most quartz watches use crystals shaped into two-pronged tuning forks, but the Precisionist literally goes one better with a three-pronged fork that the company claims can oscillate at 262.144 kilohertz (or 16 beats per second), about eight times faster than the 32.768 kilohertz (about 1 to 2 beats per second) that is the typical frequency for quartz oscillators.

Atomic oscillation is also very consistent: Researchers behind a London-based clock using the so-called Cesium fountain process say that their machine is accurate to within two 10 million billionths of a second. But it's nice to know the gold standard when you're talking about time. The Bulova Precisionist is nowhere near as accurate as an atomic clock, but it does hold its own against other wristwatches in its price range. Read on to learn how the watchmaker squeezes this level of precision out of what is essentially an accurized quartz movement. This vibration creates electrical pulses at a consistent rate; the watch's integrated circuits use those pulses to trigger the watch motor. The motor, in turn, moves the gears, and thus the hands, a tiny distance with each pulse. This mechanism overcomes a number of the problems faced by manual and self-winding watches, most notably the dependence on a delicate balance of wheels and springs.

For comparison, the balance wheels of most mechanical watches oscillate at frequencies of 8 to 10 beats per second. Bulova engineers tackled the problem of temperature fluctuation by adding temperature regulation to the Precisionist's circuitry. The circuitry in the watch essentially senses temperature changes. Adapts to corresponding changes in the quartz crystal's electric pulses. The Precisionist isn't Bulova's first venture into accurate electronic watches. Its Accutron mechanism, unveiled in 1960, used an electromagnetic tuning fork as its resonator. As of Spring 2012, Bulova offered the Precisionist movement in six style collections ranging from sporty to dressy with prices ranging from about $300 to $900. For the most part, the collections target fashion-conscious consumers, with the major difference among the styles involving face shapes, engravings, colors and material selections. These range from slim stainless steel cases with leather straps, mother-of-pearl inlays and diamond accents to chunky titanium cases with ballistic fabric straps and carbon fiber inlays.

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17 Jun 2022 - 04:55 am

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